1898 France Gold 20 Francs 'Lucky Angel' Coin Pendant in 14K Gold Bezel
Coin Pendant and Chain · Yellow Gold. The coin has a deep orange-yellow hue characteristic of copper-alloyed historical coinage gold, while the chain appears to be a standard modern yellow gold alloy.
Purity: Coin: 21.6K (90.0% pure gold / 0.900 fineness); Bezel/Chain: Likely 14K (58.5% pure gold). The coin contains 0.1867 troy oz of actual gold content.

Type
Coin Pendant and Chain
Purity
Coin: 21.6K (90.0% pure gold / 0.900 fineness); Bezel/Chain: Likely 14K (58.5% pure gold). The coin contains 0.1867 troy oz of actual gold content.
Gold Type
Yellow Gold. The coin has a deep orange-yellow hue characteristic of copper-alloyed historical coinage gold, while the chain appears to be a standard modern yellow gold alloy.
Weight
Total weight approx. 12-15 grams. Coin weight: 6.45g; Bezel: 2-4g; Chain: 4-6g. Net Gold Weight (NGW) for the coin alone is 5.8g.
Description
An iconic piece of French numismatic history repurposed into elegant jewelry. Centered is an 1898 20 Francs gold coin, often called the 'Lucky Angel' (Génie). This coin was famously carried by pilots and soldiers as a lucky charm. It is securely housed in a protective four-prong 14K yellow gold bezel and suspended from a sparkling bead-style chain, blending historical wealth with modern wearable luxury.
Key Features
Augustin Dupré’s 'Génie' (Angel) design which is one of the most famous motifs in coinage history. The four-prong setting allows the coin to be seen clearly without significant rim damage typically caused by soldered mounts.
Color & Finish
Rich historical yellow with an aged patina on the coin's recessed areas. The coin features a satin-mint luster with visible circulation wear, while the bezel and chain have a modern high-polish finish.
Hallmarks & Stamps
Coin: '20 FRANCS', '1898', 'LIBERTE EGALITE FRATERNITE'. Bezel/Bail: Possible '14K' or '585' on the bail or reverse side of the bezel. French 'A' mint mark for Paris Mint likely present on the coin.
Dimensions Estimate
Coin diameter: 21mm. Total pendant diameter (with bezel): approx. 24mm. Chain length: estimated 18-20 inches.
Gemstones & Inlays
None. The focal point is the solid gold numismatic piece secured by four functional decorative prongs.
Clasp & Closure
Lobster claw or spring ring clasp. The bail transition is a standard V-shape or tapered polished bail to allow the chain to slide freely.
Chain & Links
Bead or Popcorn link chain. Known for its shimmering effect and flexibility, consisting of small faceted or rounded gold beads linked closely together.
Craftsmanship Details
Machine-struck coin with high relief. The jewelry mounting is cast and assembled, featuring hand-pressed prongs to secure the coin without the use of solder directly on the numismatic piece.
Authentication Indicators
The 1898 date and lettering matches official Paris Mint dies. The distinct 'orange' hue of 90% gold is present. Red flag check: No signs of 'casting bubbles' on the coin surface which would indicate a counterfeit.
Origin & Maker
Coin: Monnaie de Paris (Paris Mint), France. Setting: Likely a commercial jewelry manufacturer from the US or Italy.
Era & Period
Coin: Belle Époque (Late 19th Century); Setting: Contemporary / Late 20th Century. The 20 Francs 'Angel' design was originally created by Augustin Dupré in 1792.
Age Estimate
Coin dated 1898 (126 years old). The necklace assembly appears to be from the 1980s to 2000s based on the chain style and prong-setting bezel.
Cultural Significance
Represents the Latin Monetary Union era where gold coins circulated freely across European borders. It remains a symbol of luck, protection, and French republican values (Liberty, Equality, Fraternity).
Condition Notes
Very Good (VG). The coin shows moderate circulation wear on the high points (wreath and lettering), consistent with historical use. The bezel and chain show minor surface scratches.
Value Estimate
Approximately $700 - $950. Melt value of the coin is roughly $450-$500 (based on $2400/oz spot), with the remaining value in the gold chain, bezel, and numismatic premium.
Care & Maintenance
Avoid ultrasonic cleaners which can loosen bezel prongs. Use a soft jewelry cloth. Do NOT attempt to polish the coin aggressively as this destroys numismatic value. Store separately from harder gemstones like diamonds.
Similar Items
Swiss Vreneli 20 Francs, British Sovereigns, or French Rooster 20 Francs. These are often used as alternatives for coin pendants due to their similar size and gold content.
Interesting Facts
The 'Lucky Angel' coin is steeped in legend; its designer, Augustin Dupré, supposedly escaped execution during the French Revolution by bribing his executioner with one of these very coins.